The total crypto market cap has soared past $4 trillion, driven by renewed investor confidence and a major boost from the U.S. Congress passing the long-awaited GENIUS Act — the first comprehensive federal legislation governing stablecoins.
This surge was led by Ethereum and other altcoins, with ETH gaining over 8% in 24 hours. Bitcoin held strong around $118,799, as the broader market responded positively to the newly introduced regulatory clarity.
What the Stablecoin bill does
The GENIUS Act sets out strict rules for the issuance and management of U.S. dollar-pegged stablecoins like USDT and USDC. Here’s what it mandates:
- 1:1 backing: All stablecoins must be fully backed by cash or short-term U.S. Treasuries
- Transparency: Issuers must publish monthly reserve reports
- No interest: Issuers cannot pay interest on stablecoin holdings
- Regulated issuers only: Only licensed banks or approved non-banks can issue stablecoins
- Stronger AML rules: Issuers must follow KYC and anti-money laundering regulations
- User protection: Stablecoin holders have priority in the event of issuer insolvency
The bill passed with overwhelming bipartisan support and is expected to be signed into law shortly. Until President Trump signs it into law, the rules remain in limbo. But if the markets are anything to go by, the industry isn’t waiting. We should expect full enforcement beginning in late 2026.
Why does this matter?
Crypto advocates have long argued that regulatory clarity around stablecoins is essential to promoting market stability and integrating digital assets into the financial system. This bill provides a clear path forward — and the $4T market cap milestone signals growing institutional confidence in the crypto space.
Juicyway already supports stablecoins like USDT and USDC for remittances, conversions, and multi-currency wallets. This new bill doesn’t introduce a change to what you can use — but it strengthens the trust and security of the stablecoins you're already using.
Here’s how:
- Safer stablecoins: You’ll be using coins issued under strict federal guidelines
- More transparency: You’ll know that each USDC/USDT is backed 1:1 with real reserves
- Lower risk: Stronger regulations reduce the chance of sudden depegs or issuer failures
- Improved interoperability: As traditional banks and platforms adopt regulated stablecoins, global transfers become faster and smoother
- Aligned with Juicyway’s compliance standards: The AML/KYC requirements mirror our own policies, reinforcing system-wide security
What you can expect
As the law progresses toward implementation, Juicyway will:
- Continue partnering only with compliant, regulated stablecoin issuers
- Monitor regulatory updates to ensure seamless support for users
- Offer clear guidance to help users understand any upcoming changes
- Make any needed updates to our onboarding, transaction flows, and disclosures
Crossing the $4 trillion mark and passing the GENIUS Act signals a turning point for crypto. Stablecoins are no longer in regulatory limbo — they now have a path toward safe, transparent, and regulated adoption.
If you keep your stablecoins on Juicyway, this means more confidence, greater reliability, and a smoother experience as we continue building around secure, regulated digital assets.
