There's a very specific way Nigerians lose money before travelling.
And somehow, we keep doing it like it's tradition.
You earn in USD. Or USDT. Or you're holding GBP from that last freelance gig. Maybe you've got crypto sitting in your wallet. The money is already foreign currency — it's right there.
But when it's time to travel, you still do the same thing everyone does:
Find your aboki → Convert to Naira → Convert back to dollars (or pounds, or euros).
You just paid two conversion fees for money that was already in the currency you needed.
And the worst part? You probably didn't even notice.
Why We Keep Doing This
Most abokis — and even a lot of bureau de change offices — only accept Naira.
So if you're holding USD in your wallet and you need cash for your trip, the process looks like this:
- Swap your USD to Naira
- Meet your aboki with Naira in hand
- Your aboki swaps that Naira back into USD (or GBP, or EUR) and gives you cash
Two conversions. Two sets of fees. Less money in your pocket.
Now, this doesn't make sense. But until recently, it's just been how things work.
What If You Could Skip the Naira Step Entirely?
Here's how Juicyway makes this easy for you:
You don't actually have to convert to Naira first.
If you're holding USD, USDT, USDC, GBP, EUR, or crypto in your Juicyway wallet, you can walk into Sebastian BDC — Juicyway's licensed bureau de change located at 42, Admiralty Road, Lekki Phase 1, Lagos — and convert your digital currency directly into physical foreign currency cash.
No Naira in between. No double conversion. Just one swap, and you're done.
For example;
Let's say you've got $2,000 sitting in USD. You're flying to London, and you need British pounds.
Instead of:
- USD → Naira → GBP (losing money twice)
You just send:
- USD → GBP (one conversion, better rates)
You walk in, convert once, and leave with pounds in your pocket.
Who This Helps
If you're a freelancer getting paid in USD, a remote worker earning GBP or EUR, or someone holding stablecoins or crypto, this matters to you.
You're already holding the currency you need — or something close to it. Converting once instead of twice means you keep more of your money.
What You Can Get With Juicyway
Sebastian BDC handles foreign currency for travelers:
- USD, GBP, or EUR in physical cash
- Amounts that work for actual travel (personal and business travel allowances available)
- Small denominations — $1s, $5s, $10s, $20s, not just $100 bills
That last part matters a lot. Landing in a new country with only large bills is a headache. You need cash you can actually use — for taxis, street food, tips, and vendors who don't take cards.
Most airport exchange desks hand you big bills and send you on your way. Sebastian BDC lets you ask for the denominations you'll actually need.
The rates are transparent, and if you don't want to fight Lekki traffic, you can simply pre-order online at sebastianbdc.com and have your foreign currency delivered to you.
Option 1: Walk In
- Check your Juicyway wallet balance (USD, USDT, GBP, EUR, crypto — whatever you've got)
- Visit Sebastian BDC at 42, Admiralty Road, off Admiralty Way, Lekki Phase 1, Lagos. Open: Monday–Friday, 9am–6pm | Saturday, 10am–2pm
- Tell them what you need (amount, currency, denominations)
- Convert your digital dollars directly into physical cash
- Walk out and be ready for your trip
Option 2: Pre-Order Online
- Go to sebastianbdc.com
- Place your order (amount + currency)
- Choose delivery (fees may apply for smaller amounts)
- Get your cash before you pack your bags
Walk-in is faster if you're nearby. Pre-order is smarter if you hate last-minute stress (as you should).
What About BTA and PTA?
If you need larger amounts of foreign currency, Sebastian BDC handles Business Travel Allowance (BTA) and Personal Travel Allowance (PTA).
BTA: Up to $5,000 per quarter (or equivalent in GBP/EUR)
PTA: Up to $4,000 per quarter (or equivalent in GBP/EUR)
Quick notes:
- You can't get both PTA and BTA for the same trip, but you can get both within the same quarter
- BTA/PTA don't apply to West African travel or visa-free destinations
- For PTA, you can only purchase for immediate family (spouse and up to two children over 12)
CBN regulations around BTA/PTA have been updated recently, so confirm current limits and processes when you visit or order. Our team will walk you through everything you need and what's available.
A Few Things Before You Go
- Always ask for small bills.
$1s, $5s, $10s, $20s. You'll thank yourself when you land.
- Order early if you're pre-ordering.
Don't wait until the day before your flight. Give yourself a few days.
- Know what currency you actually need.
UK = GBP. Most of Europe = EUR. US = USD.
Always double-check before you order.
- Keep backup funds in your Nigerian debit card.
If you run out of cash while traveling, you can use your debit card to instantly fund your Juicyway wallet via debit card deposit, then spend directly from your wallet or withdraw cash locally wherever you are.
- Don't wait until you're at the airport.
Airport exchange desks are convenient but almost never the best deal.
The Bottom Line
If you're holding foreign currency, you shouldn't have to convert to Naira just to convert back to foreign currency for travel.
Sebastian BDC lets you convert once, get the cash you need in the denominations that matter, and do it all before you get to the airport.
No Naira detour. No double fees. Just transparent rates and money in your pocket.
Are you ready to sort your travel cash?
- Walk in: 42, Admiralty Road, off Admiralty Way, Lekki Phase 1, Lagos
- Pre-order: sebastianbdc.com
- Call: +234 1 6329 481 | Email: info@sebastianbdc.com
Travel without stories this year. That's the Juicy way 💜
Disclaimer: Foreign exchange rates fluctuate daily. BTA and PTA regulations are subject to CBN policy updates. Always confirm current rates, limits, and requirements with Sebastian BDC before making travel plans.
